The more you build your business, the more you have at stake.

As your client base and assets under management grow, the risk of significant loss to your business increases.

As an RIA, you have enormous responsibilities. It’s like a puzzle. And it’s easy to miss some of the pieces. No single policy will cover you for everything you need.

Are you protected?

What happens if:

Tap or hover on a puzzle piece to learn more

Your firm is hacked

Policy:

Cyber Liability
Your firm makes a mistake - or a client claims you did

Policy:

Errors and Omissions
Your firm is audited by the SEC

Policy:

Directors and Officers Insurance
There's an accident in your office

Policy:

Business Owner’s Policy
Client assets are stolen

Policy:

Crime
An employee sues you

Policy:

Employment Practices Liability
An employee gets hurt

Policy:

Workers Comp
Clients’ confidential information – like account numbers or social security – is hacked.
A client blames your advice for market losses or your firm makes a trade error.
A disgruntled client files an SEC complaint triggering an audit and you need to hire a lawyer.
Property and general liability
  • A guest is injured
  • Your office is damaged by smoke, fire or water
Client assets are stolen due to a successful scam, or an employee embezzles funds.
You are sued for wrongful termination or sexual harassment.
An employee is hurt on the job.

What happens if:

Tap to learn more

Your firm is hacked

Cyber Liability

Clients’ confidential information – like account numbers or social security – is hacked.

Your firm makes a mistake - or a client claims you did

Errors and Omissions

A client blames your advice for market losses or your firm makes a trade error.

Your firm is audited by the SEC

Directors and Officers Insurance

A disgruntled client files an SEC complaint triggering an audit and you need to hire a lawyer.

There’s an accident in your office

Business Owner’s Policy

Property and general liability

  • A guest is injured
  • Your office is damaged by smoke, fire or water

Client assets are stolen

Crime

Client assets are stolen due to a successful scam, or an employee embezzles funds.

An employee sues you

Employment Practices Liability

You are sued for wrongful termination or sexual harassment.

An employee gets hurt

Workers Comp

An employee is hurt on the job.

Does your business have the right insurance?

If any of these real-world perils happens to you, would your business be protected?

A comprehensive analysis is the only way to know.

Learn More